Aerca is in early development. Founding access is now open for service businesses that want to shape the product.
Aerca
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Autonomous finance operations for service businesses

Your finance team.
Always on.

Aerca connects project delivery, billing, collections, and cash so service businesses can protect margin before the invoice, recover earned revenue, and understand what cash is actually usable. We are starting with agencies, studios, and consultancies.

Sample agency data · 3-minute tour · nothing sends without your approval.
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Northbound Studio
Your morning brief · Tue 24 Jun
Protected this month$9,840
Margin

Lumen Health has exceeded its budgeted hours. $1,500 is unbilled, raise a change order before close.

Cash

Safe to spend today: $42,180. Payroll is covered through week 6.

Margin alert

Lumen Health is at 112% of its budgeted hours.

80h budgeted · 90h logged$1,500 unbilled
Safe to spend today$42,180
13-week forecast

Payroll is covered through week 6. One cash dip flagged in week 8.

Built to connect with the tools service businesses already run
The problem

Service businesses lose money before an invoice is late, and often before it exists.

Hours are delivered and never billed. Scope quietly expands until a profitable project loses money. Invoices sit for 60 to 90 days while payroll, taxes, and vendors do not wait. Busy but broke. Profitable on paper, poor in the bank.

0%of invoices are paid on timeDun & Bradstreet
0hlost each week to late-payment adminQuickBooks
1 in 6owners have missed or nearly missed payrollBluevine
Where the money goes

Seven places service-business margin quietly disappears.

If more than one of these is familiar, this is the problem we built Aerca to solve, and exactly how it solves each one.

01
Scope creep you never bill for

Free revisions and small extras accumulate as a project runs, and the time rarely makes it onto an invoice.

Aerca flags it at 90% of budget, with the dollars at stake.
02
Extra work delivered, never invoiced

Out-of-scope hours get absorbed because no one has the time to raise the change order.

Aerca drafts the change order and supporting message for approval.
03
Payments that stall for months

Invoices sit at 60, 75, even 90 days while your own costs continue on schedule.

Aerca prioritizes and drafts relationship-safe follow-ups.
04
Profit on paper, pressure in the bank

Strong margins on the P&L rarely tell you what is genuinely safe to spend this month.

Aerca shows the cash that is truly safe to spend.
05
One late client, and payroll is at risk

Without a forecast and a fallback ready, a single delayed payment becomes an emergency.

Aerca surfaces the risk early and prepares the next options.
06
An anchor client who quietly costs the most

The account that looks like your best can consume far more than it pays across the full relationship.

Aerca reveals your true margin per client.
07
The financial conversations that get delayed

Raising a rate, chasing a balance, or flagging a risk gets postponed until it costs you.

Aerca becomes the system you point to, not you.
Aerca
One system monitoring all seven, continuously.

It identifies the leak before the invoice, recovers what is owed, and maintains a live view of the cash you can actually use.

See how it works, below.
Why now

Three shifts make this the moment.

Each was missing until recently. Together, they open a category.

01 / The technology

AI can finally read the work

Modern AI can interpret scope changes, disputes, and the nuance of a client relationship as they happen. The rule-based tools that came before it never could.

02 / The market

Service businesses run without a connected finance layer

Agencies, studios, and consultancies operate across project, accounting, invoicing, and payment tools that rarely share the full context of the work.

03 / The opening

Most tools start too late

Accounting records the past and collections tools begin after an invoice exists. The largest and most preventable losses often happen earlier, while the work is being delivered.

What you will see

Not a dashboard you check. A co-pilot that speaks up.

Most finance software is a rear-view mirror, showing what already happened. Aerca looks through the windshield. It runs continuously across the tools you already use, protects your margin as the work happens, recovers what you are owed, forecasts your true cash, and gets sharper with every project. These are the kinds of moments it catches.

Examples of what Aerca surfaces
Margin

Lumen Health has exceeded its budgeted hours. $1,500 of delivered work is currently unbilled. Recommend raising a change order before the project closes.

Concentration

Atlas Retail reads as a top account, yet its true margin across the full relationship is negative. Recommend reviewing the engagement terms.

Cash

This new project is not projected to be cash-positive until day 75. Here is its impact on next month's payroll obligations.

How it works

Prevent. Recover. Bridge.

One continuous defense of your money. Because Aerca owns the first move, it is stronger on the next two than any tool that starts later.

Prevent
01
Protect the margin

Aerca tracks the work against the scope you agreed and surfaces the leak before the invoice, while you still have the leverage to bill for it.

Recover
02
Collect the cash

Context-aware, relationship-safe follow-ups recover what you are owed, so the system carries the awkward part instead of you.

Bridge
03
Close the gap

When cash is genuinely tight, Aerca can advance funds against invoices it already trusts, underwritten on the full relationship between work and cash.

Coming after launch
What Aerca does

A connected finance-operations layer for service businesses.

Six high-frequency workflows that are usually fragmented across the owner, project team, accounting software, and inbox.

01
Catch free work before you invoice

The moment a project crosses its budget, Aerca flags the unbilled hours and the exact dollars at stake, while you still have the leverage to bill.

02
Bill the overage in one tap

Aerca drafts the change order and the client message in your voice. Charging for the extra work becomes a single approval, not a dreaded task.

03
Follow up without becoming the villain

Aerca prioritizes overdue receivables and drafts relationship-safe messages using the context of the client, project, invoice, and prior payment behavior.

04
See what is actually safe to spend

A live 13-week forecast separates what is booked, invoiced, collectible, received, and genuinely usable, so you never confuse owed with usable.

05
Know payroll is safe, weeks ahead

Aerca spots a possible cash trough early, explains the drivers, and prepares practical options before it becomes an emergency.

06
Answer "can we afford this?" with a number

Stress-test the next hire or project against real cash under multiple payment outcomes, so growth is a decision, not a gamble.

Why we are different

Aerca starts before the invoice.

Most finance tools see one part of the workflow. Aerca connects the operating signals that determine whether value is billed, collected, and available to use.

The fragmented stack

Each tool sees one slice

  • Accounting records what already happened
  • PSA tools track projects and budgets passively
  • AR tools begin after an invoice exists
  • Cash tools show position without fixing the upstream cause
Aerca

One operating context

  • Connects scope, work, billing, collections, and cash
  • Protects value before it disappears from the invoice
  • Prepares the next action with evidence and context
  • Keeps client-facing and money actions human-approved
Who we are

We close the gap between the work you deliver and the cash you keep.

Service businesses create real value, then lose a share of it to work that is never billed and cash that arrives too late to use. Aerca is being built to close that gap, starting with agencies, studios, and consultancies.

The team
A focused, independent team

We are mapping where money leaks across project delivery, billing, receivables, and cash decisions, then turning those workflows into software.

Our goal
A finance layer built for service businesses

Give lean teams continuous financial visibility and prepared actions without adding another passive dashboard.

How we solve it
Prevent, recover, forecast, and eventually bridge

Catch the leak before the invoice, recover what is owed, understand usable cash, and later support working capital through financing partners.

Aerca is in early development. We are opening founding access to a small group of service businesses that want to test narrow workflows, share real operating context, and help shape a finance assistant around how work and cash actually move.

THE AERCA TEAM
Founding access

Help shape the finance assistant that starts before the invoice.

Aerca is in early development. We are working with founding service businesses to test the first workflows, understand real operating constraints, and build toward a pilot-ready product.

Founding access
Build with us from the beginning

Founding partners will work directly with the team as Aerca develops its margin-protection, receivables, and cash-visibility workflows. This is early product access, not a claim that the full system is already launched.

  • Early access to focused beta workflows
  • Influence over product priorities and roadmap
  • Workflow-specific onboarding and setup
  • Priority support and direct founder access
  • Founding pricing protection when paid plans begin

A short application. No payment or card required.

Who this is for

We are starting with project-based service businesses where work, billing, collections, and cash visibility are spread across different tools and people.

  • Agencies, studios, consultancies, and technical service firms
  • Typically 5-50 people
  • Recurring scope creep, unbilled work, or late payments
  • Already using project, accounting, or invoicing tools
  • Willing to share feedback and test narrow workflows
Book a 15-minute call
Built on trust

Trusted autonomy, not reckless autonomy.

The product is being designed so sensitive data and important decisions remain controlled, reviewable, and accountable.

Security
Read-only by default

Aerca is designed to begin with read-only imports and integrations wherever possible. It analyzes financial and operational data without silently changing source records or moving money.

Control
You approve every action

Every client-facing or money-related action is prepared for review and waits for explicit approval. The system explains what it found and why it is recommending the action.

Accountability
Recommendations stay traceable

Aerca is being designed to log recommendations, approvals, and actions so teams can understand what happened. Customer data will remain isolated and will not be sold.

The opportunity
$50k–$100k

is what an average agency loses every year to unbilled work and cash that arrives too late to use. Aerca exists to win it back, before it ever leaves the building.

Figures from independent industry research, synthesized in the Aerca market analysis.
Talk to us

Rather talk it through first?

Book a 15-minute video call. No pitch and no pressure. Tell us where your service business loses money between project delivery and collected cash, and we will give you an honest read on whether Aerca may fit. It runs on Google Meet, so there is nothing to install.

Questions

Before you join.

Aerca is in early development, not a finished production product. We are opening founding access to service businesses that want to test focused beta workflows and help shape what we build first.
Founding partners receive early access to focused beta workflows, direct input into the roadmap, workflow-specific onboarding, priority support, and founding pricing protection when paid plans begin. There is no payment required to apply.
Never. Aerca drafts and prepares every client-facing action, then waits for your approval before anything is sent. In a business where one client can be half your revenue, the judgment that defines a relationship always stays with you.
Aerca is being designed around read-only access by default, isolated customer data, human approval for sensitive actions, and traceable recommendations. Security controls will expand with the product as integrations and pilot use deepen.
No. Embedded finance is part of the long-term Bridge vision, not the current product. In the future, eligible businesses may be able to access short-term working capital through regulated financing partners using the operating context Aerca understands.
The initial product is being designed around accounting, project-management, time-tracking, invoice, and CSV/Excel data. QuickBooks, Xero, Harvest, Toggl, and leading project tools are among the planned integration targets. Founding partners will help determine the first production integrations.
We are starting with 5-50 person agencies, studios, consultancies, and technical service firms that already use project and accounting tools but still struggle with scope creep, unbilled work, late payments, or unclear usable cash.
Founding access

Earn it. Keep it. See it. Use it.

If your service business loses money between project delivery and collected cash, help us build the finance assistant that closes that gap.

Try the interactive demo
Early product access. Direct product input. No payment required.
Try the interactive demo